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How many people have more than $2 million in 401k — about six in 10 americans report that they have money invested in a retirement savings plan such as a 401 (k), 403 (b) or individual retirement account (ira), either. According to estimates based on the federal reserve survey of consumer finances, a mere 3.2% of retirees have over $1 million in their retirement accounts.

According to estimates based on the federal reserve survey of consumer finances, a mere 3.2% of retirees have over $1 million in their retirement accounts That figure rises to 18% of u.s. The number of those with $2 million or more is even smaller, falling somewhere between this 3.2% and the 0.1% who have $5 million or more saved.

Using data from the 2022 survey of consumer finances, the employee benefit research institute (ebri) calculated that only 1.8% of households have saved $2 million in retirement accounts.

The firm examined data from nearly 5 million participants across its defined contribution plans Here's how much workers have in their retirement savings plans at each income level. According to the employee benefit research institute's analysis of federal reserve data, just 1.8% of u.s Households have at least $2 million in retirement savings.

It may therefore not surprise you to learn that few americans have a balance topping $1 million in their 401 (k) workplace retirement plans But those who have reached that milestone no doubt worked hard to get there. Less than 3% of americans have $1 million in retirement accounts, far fewer than most people expect Here's what the data reveals about the reality of retirement savings in the america.

According to fed data, just over half of americans (54.3%) have retirement accounts, and of those, less than one in 20 (4.7%) have reached the $1 million mark

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