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insurance是英语常用名词，指投保人通过缴纳费用获得的、由保险公司承担意外损失赔偿的契约机制，核心含义包括保险契约、保险费、保险业及保险赔偿金。 其音标为英 [ɪnˈʃʊərəns; ɪnˈʃɔːrəns]/美 [ɪnˈʃʊrəns]，词源可追溯至16世纪表示"婚姻承诺"的ensurance，1650年代确立现代商业含义 [2-4]。 作为风险管理工具覆盖医疗、失业、运输等多样化险种，通过保单条款明确承保范围，如产权保险针对不动产权益，运输保险涉及货物风险 [1]。 契约涉及保险费 (premium)、理赔 (claim)、免赔额 (deductible)等专业术语，形成投保承保的完整流程 [5-6]。 Nerdwallet’s picks for best individual health insurance include oscar, ambetter and blue cross blue shield based on cost, quality, complaints and more. Purchasing travel insurance is advisable for every vacation you plan. 建议您为计划的每次假期都购买旅行保险。 A country needs military insurance to protect itself from unexpected events. 一个国家需要军事保障来保护自己免受意外事件的影响。 Can you apply for the refund through your insurance? 你能通过你的保险申请退款吗？
Insurance is purchased to provide financial protection or reimbursement against losses resulting from accidents, injury, or property damage Get professional auto insurance, home insurance, life insurance, and more at richard h avery insurance agency inc An insurance company pools clients’ risks to make.
Insurance is a means of protection from financial loss in which, in exchange for a fee, a party agrees to compensate another party in the event of a certain loss, damage, or injury
It is a form of risk management, primarily used to protect against the risk of a contingent or uncertain loss. Our local agents provide coverage guidance for all your virginia auto, home, farm, and life insurance needs Connect with your local agent today. Insurance companies have to make sure the claims they pay out in total are covered by the premiums they collect from all their policyholders
This balance of premiums versus payouts is how insurance works Insurance companies collect premiums and make payouts based on complex formulas. Home, auto, life, even small business—if any of these are in the picture for you, then you'll want to start with some fundamental knowledge about how insurance can work for you Grab the wheel with confidence.
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