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As the social security administration stops sending paper account statements you should open a my social security online account to manage benefits. The social security administration (ssa) estimates that the average retirement benefit will rise by about $56 a month, from $2,015 to $2,071, starting with the payments going out in january 2026. The basics of social security retirement benefits, including how benefits work, how payments are calculated and awarded, and what you need to apply.

You qualify for social security by compiling credits when you pay social security taxes on your earnings Learn how to apply, maximize your benefits, and navigate disability qualifications. You can earn up to four credits per year

Workers qualify for social security retirement benefits when they reach 40 lifetime credits.

A quick and easy guide for how to apply for social security retirement, spousal and disability benefits as well as for medicare. “ social security and supplemental security income (ssi) benefits for 75 million americans will be adjusted per the 2026 cola, beginning january 1, 2026, without any delay due to the current government lapse in appropriation,” an ssa spokesperson said in an oct You can work and collect social security benefits, but the amount you receive will depend on whether you’ve reached your full retirement age. Whether you want to estimate ssi payments, learn how to apply for disability insurance or calculate taxes on social security benefits, aarp can help.

Social security offers most routine services online or by phone, including applying for benefits and filing appeals Stay informed with aarp's latest updates on social security

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