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The chart below lists all countries using cbdc as of 2025, highlighting the four fully launched digital currencies and their issuing central banks In 2025, countries around the world are advancing at different speeds in developing central bank digital currencies (cbdcs), balancing innovation with privacy, security, and national policy priorities, as they prepare for a digital future where physical cash plays a reduced role. From africa to the caribbean, these nations were early adopters, demonstrating that innovation in central banking isn't limited to the largest economies.
Central bank digital currency adoption is accelerating as 137 countries representing 98% of global gdp actively explore digital currencies Virtually every major economy is exploring cbdcs, rising from 35 countries in 2020 to 134 countries representing 98% of global gdp. With major cbdc pilots expanding across europe, china.
The regulatory landscape for central bank digital currencies (cbdcs) is evolving rapidly in 2025, as central banks and policymakers worldwide intensify efforts to establish robust frameworks for digital sovereign money.
Digital currencies are a universal trend among central banks operating at different speeds worldwide Currently, 134 countries, at different phases, are actively working towards establishing a cbdc. It's often cited by american politicians when they object to the idea of making the dollar into a digital currency The trump white house has made it clear that a cbdc will not move under this administration
As financial technology evolves, central bank digital currencies (cbdcs) are becoming a hot topic, reshaping the future of money These digital currencies promise to enhance transaction efficiency, financial inclusion, and transparency. With 137 countries exploring cbdcs — covering 98% of global gdp — the conversation has shifted from “if” to “how” and “when.” Discover which countries are leading the charge in retail and wholesale cbdcs.
The world’s central banks have embarked on a central bank digital currency, or cbdc, revolution — but midway through 2025, the results are mixed
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